What credit score do you need for United Medical Credit?

What credit score do you need for United Medical Credit?

585 or higher
United Medical Credit requires a credit score of 585 or higher. Apply for financing with United Medical Credit (or reapply with a co-signer) via this direct link. Lending USA offers medical loans for applicants with a credit score of 620 or higher.

Does United Medical Credit do a hard pull?

Lenders may check your credit reports — If you apply through United Medical Credit, you’ll have to give permission for the company to pull your credit reports. That may lead to a hard inquiry, which can affect your credit scores.

How does United medical work?

United Medical Credit helps patients, even those with bad credit, find a loan from our online lender network to cover their medical bills. The medical loan can be disbursed directly to the plastic surgeons’ office. This way, patients can pay for their medical expenses upfront, without going into credit card debt.

Is LendingPoint a legit company?

LendingPoint is an online lender that offers personal loans to people with fair credit or better. It’s a lender worth considering if you’re a borrower with credit in the fair range, but you may have better options if your credit is good or excellent credit.

Does United Medical Credit charge interest?

United Medical Credit offers loans of up to $35,000 for general healthcare procedures with the following benefits: Affordable monthly payments. Competitive interest rates. Interest free financing options (on approved credit and provider participation)

Who owns United Medical Credit?

Matthew Libman –
Matthew Libman – President & Founder – United Medical Credit | LinkedIn.

How can I get financing for plastic surgery?

Options for plastic surgery financing

1. Medical credit card. In addition to traditional credit cards, your surgeon may accept medical credit cards, like CareCredit or Alpheon Credit.
2. Personal loan.
3. Medical loan.
4. Your credit.
5. APRs and fees.
6. Your budget.

How does United Medical Credit help healthcare providers?

United Medical Credit is designed to make care accessible to MORE of your patients. United Medical Credit has helped thousands of healthcare providers secure financing for their patients-even those with less than perfect credit.

Can you pay for surgery with United Medical Credit?

Can you pay for surgery in installments? With loan funds from a lender in United Medical Credit’s network, patients can pay upfront for surgery and other healthcare needs. Many patients want to avoid credit card debt, high-interest rates, and late fees.

What do I need to get medical loan from United Medical Credit?

You will need some basic financial information such as your income and desired loan amount to get started. Based on your credit history, you will be matched with a lender in United Medical Credit’s network. Next, you can compare medical loans and decide on the best fit.

Can You reapply for United Medical credit if your credit is bad?

In many cases applicants have the opportunity to add a 2nd applicant to increase their likelihood of approval. If your credit history is less than perfect it is strongly encouraged that you apply with a 2nd applicant. You may reapply with the 2nd applicant on our website.