Common questions

How can I pay my HDFC home loan online?

How can I pay my HDFC home loan online?

How to Make HDFC Loan Payment Online at Paytm?

  1. Go to HDFC loan payment page on Paytm.
  2. Enter your Loan Account Number.
  3. Click on ‘Get Payable Amount’
  4. Check the payable amount and choose the payment method of your preference Proceed to make the payment.
  5. You are done with it.

Can we part pay HDFC home loan?

Step 1 – Click the ‘Part Payment Calculator’ under the section of ‘Home Loan’. Step 2 – The outstanding loan principal amount is to be entered. Step 3 – You need to provide the agreed interest rate of your existing home loan. Step 5 – The part payment amount is to be entered.

How can I get repayment schedule from HDFC home loan?

You can request for a Repayment Schedule for your Loan account by contacting the nearest Retail Asset Branch or Phonebanking. NOTE:Repayment Schedule can be sent only to the mailing address as per your Loan Account.

What is prepayment in HDFC?

HDFC Bank enables a personal loan borrower to make a pre-closure or a pre-payment of loan. However, you will be able to prepay your HDFC personal loan only after 12 months after you have procured your loan and after paying 12 EMIs plus the foreclosure charges that may be applicable.

How can I reduce my home loan quickly?

3 ways to close your home loan quickly

  1. Reduce Your Loan Tenure and Negotiate with Bank for Lower Interest.
  2. Increase EMIs with the Rise in Income.
  3. Build a SIP and do Higher Payment.

What is the interest rate of HDFC home loan?

The EMI calculator is useful in planning your cashflows for servicing your home loan. HDFC offers home loans with EMIs starting from ₹649 per lac and interest rates starting from 6.75%* p.a. with additional features such as flexible repayment options and top-up loan.

How to apply for a home loan with HDFC?

You can apply for a loan at your convenience, anytime, anywhere through the ‘Apply Online’ feature on our website. Our online home loan application is a simple 3-step process with easy document upload, online payment of fees and a quick home loan approval. Create a space of your own with HDFC Home Loans.

Which is the best repayment plan for HDFC?

HDFC offers various Repayment Plans enhancing Home Loan Eligibility: HDFC offers various repayment plans for maximizing home loan eligibility to suit diverse needs. Step Up Repayment Facility (SURF) SURF offers an option where the repayment schedule is linked to the expected growth in your income.

What does a HDFC pre approved loan mean?

HDFC also offers a facility of a pre-approved home loan even before you have identified your dream home. A pre-approved home loan is an in-principal approval for a loan given on the basis of your income, creditworthiness and financial position.

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